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293 Eglinton Ave E Toronto, ON M4P 1L3
416-495-4088 [email protected]

What will it really cost to buy??

Enter a few numbers and see your full cost to close plus your expected monthly carrying costs. 

Built for Toronto purchases using 2026 land transfer tax rates.

Got questions? Give us a call!
Seymour Real Estate — Toronto Closing Cost Calculator

1 The Purchase

2 Selling Your Current Home? (optional)

3 Financing & Assumptions

Fine-tune closing costs & monthly expenses
One-time closing costs
Monthly carrying costs

Property tax auto-estimates at 0.71% of price if left at 0. Override anytime.

Total Cash Needed to Close
$0
Down payment + closing costs
Cash going in
Down payment
$0
Land transfer tax
Ontario LTT
$0
Toronto MLTT
$0
Land transfer tax subtotal
$0
Other closing costs
Legal fees
$0
Inspection + title + survey
$0
Moving + adjustments + other
$0
Estimated monthly carrying cost
$0
Mortgage payment
$0
Property tax + insurance
$0
Utilities, condo fees & other
$0

Ready to make it real?

Every purchase is different. Let's review your numbers together.

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Important — please read. This calculator provides estimates only, for general budgeting and discussion. Figures depend on assumptions you can change above and on details specific to your transaction. Land transfer tax shown uses City of Toronto graduated MLTT rates effective April 1, 2026 and Ontario provincial rates, applied as if the property qualifies as a single-family residence; condominium, multi-unit, commercial, and non-resident purchases may be taxed differently. CMHC insurance is available only on homes priced under $1.5M with less than 20% down. Please confirm all numbers with your real estate lawyer, lender, the relevant tax authorities, and your Seymour Real Estate broker before making any financial decision.
Tax rates current as of June 2026. Sources: City of Toronto MLTT schedule & Ontario Ministry of Finance.
Our Office

Find Us in
Midtown Toronto

Brokerage
The Seymour Team
Royal LePage Terrequity
Seymour Real Estate
Address
293 Eglinton Ave E
Toronto, ON M4P 1L3
Phone
416-712-0767
Contact the Seymour Team

Jethro Seymour, one of the Top Toronto Real Estate agents, is a midtown Toronto residential specialist with over 20 years of sales experience in real estate, marketing, construction and publishing. He has helped many families, friends and investors find homes in Toronto’s great neighbourhoods and has extensive knowledge of local markets, new home construction,  resale home sales, and the condo market. Living in midtown Toronto, Jethro previews many of the homes that come to market for his clients and inventory knowledge. Jethro specializes in midtown, Davisville Village and Leaside neighbourhoods. For more information, call Jethro Seymour, Broker.