What will it really cost to buy??
Enter a few numbers and see your full cost to close plus your expected monthly carrying costs.
Built for Toronto purchases using 2026 land transfer tax rates.
Enter a few numbers and see your full cost to close plus your expected monthly carrying costs.
Built for Toronto purchases using 2026 land transfer tax rates.
Property tax, title insurance, home insurance and maintenance auto-scale with the purchase price. Type your own number in any field and it stays fixed.
Every purchase is different. Let's review your numbers together.
Book a consultationWant the full picture beyond the numbers? Read our complete guide to what it really costs to move up in Toronto — land transfer tax, bridge financing, capital gains, and more.
Jethro Seymour, one of the Top Toronto Real Estate agents, is a midtown Toronto residential specialist with over 20 years of sales experience in real estate, marketing, construction and publishing. He has helped many families, friends and investors find homes in Toronto’s great neighbourhoods and has extensive knowledge of local markets, new home construction, resale home sales, and the condo market. Living in midtown Toronto, Jethro previews many of the homes that come to market for his clients and inventory knowledge. Jethro specializes in midtown, Davisville Village and Leaside neighbourhoods. For more information, call Jethro Seymour, Broker.
A move-up buyer's real cost breakdown: what changed on April 1, 2026, and what land transfer tax now adds on a $3.5M Toronto home. By Jethro Seymour, Royal LePage Terrequity Seymour Real Estate.
The April 1, 2026 Toronto luxury land transfer tax increase — exact costs on $3M–$5M homes, why you pay twice, and what closing earlier would have saved. By Jethro Seymour, Royal LePage Terrequity Seymour Real Estate.
Free 2026 Toronto move-up cost checklist — land transfer tax table, selling costs, buying costs and the buy-first-vs-sell-first guide. By Jethro Seymour, Royal LePage Terrequity Seymour Real Estate.