Are you ready to buy a new home?
This section will provide you with the information you'll need.
Costs in 2026
What will it really cost to buy in 2026?
Free interactive 2026 Toronto closing cost calculator: estimate land transfer tax, down payment, CMHC insurance and monthly carrying costs in seconds.
What It Really Costs to Move Up: Selling and Buying a Home in Toronto
Free 2026 Toronto move-up cost checklist: land transfer tax table, selling costs, buying costs and the buy-first-vs-sell-first guide.
Read more: What It Really Costs to Move Up: Selling and Buying a Home in Toronto
The Move-Up Money Map by Top Midtown Toronto Agent Jethro Seymour
Here is every cost to plan for, in one place.
Read more: The Move-Up Money Map by Top Midtown Toronto Agent Jethro Seymour
What the April 2026 Toronto Luxury Land Transfer Tax Costs You
A move-up buyer's real cost breakdown: what changed on April 1, 2026, and what land transfer tax now adds on a $3.5M Toronto home.
Read more: What the April 2026 Toronto Luxury Land Transfer Tax Costs You
Toronto Land Transfer Tax 2026: Moving Up After April 1 by Top Midtown Toronto Agent Jethro Seymour
The April 1, 2026 Toronto luxury land transfer tax increase: exact costs on $3M–$5M homes, why you pay twice, and what closing earlier would have saved.
Buying basics
Making an Offer
How you write a winning offer depends on your marketplace and whether it is a seller's or buyer's market.
Benefits of a Large Down Payment
The size of a down payment can vary. Depending on the type of mortgage, down payments generally range from 5% to 20% of the purchase.
Toronto and Ontario Land Transfer Tax
Land Transfer Tax is a significant closing cost you will have to take into consideration when buying a new home.
Home Closing Costs
Closing costs are a list of charges your lawyer presents to you on the closing date of your home.
Condo Fees
Maintenance fees are a fact of condo life, and understanding how they are calculated is a vital part of your due diligence.
Title Insurance
Title insurance is growing in popularity in Canada. But what is it exactly? Should you get it?
How to Save Thousands on Your Next Home?
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