11 Reasons to Love Living in Davisville

Buying a Home: What You Need to Know

Are you ready to buy a new home?
This section will provide you with the information you'll need.

Costs in 2026

What will it really cost to buy in 2026?

Free interactive 2026 Toronto closing cost calculator: estimate land transfer tax, down payment, CMHC insurance and monthly carrying costs in seconds.

Read more: What will it really cost to buy in 2026?

What It Really Costs to Move Up: Selling and Buying a Home in Toronto

Free 2026 Toronto move-up cost checklist: land transfer tax table, selling costs, buying costs and the buy-first-vs-sell-first guide.

Read more: What It Really Costs to Move Up: Selling and Buying a Home in Toronto

What the April 2026 Toronto Luxury Land Transfer Tax Costs You

A move-up buyer's real cost breakdown: what changed on April 1, 2026, and what land transfer tax now adds on a $3.5M Toronto home.

Read more: What the April 2026 Toronto Luxury Land Transfer Tax Costs You

Toronto Land Transfer Tax 2026: Moving Up After April 1 by Top Midtown Toronto Agent Jethro Seymour

The April 1, 2026 Toronto luxury land transfer tax increase: exact costs on $3M–$5M homes, why you pay twice, and what closing earlier would have saved.

Read more: Toronto Land Transfer Tax 2026: Moving Up After April 1 by Top Midtown Toronto Agent Jethro Seymour

Buying basics

The Elements of an Offer Explained

There are six key components to the elements of an offer.

Read more: The Elements of an Offer Explained

Making an Offer

How you write a winning offer depends on your marketplace and whether it is a seller's or buyer's market.

Read more: Making an Offer

Benefits of a Large Down Payment

The size of a down payment can vary. Depending on the type of mortgage, down payments generally range from 5% to 20% of the purchase.

Read more: Benefits of a Large Down Payment

Toronto and Ontario Land Transfer Tax

Land Transfer Tax is a significant closing cost you will have to take into consideration when buying a new home.

Read more: Toronto and Ontario Land Transfer Tax

Home Closing Costs

Closing costs are a list of charges your lawyer presents to you on the closing date of your home.

Read more: Home Closing Costs

Condo Fees

Maintenance fees are a fact of condo life, and understanding how they are calculated is a vital part of your due diligence.

Read more: Condo Fees

Title Insurance

Title insurance is growing in popularity in Canada. But what is it exactly? Should you get it?

Read more: Title Insurance

How to Save Thousands on Your Next Home?

Schedule a free one-on-one consultation with us now.

Schedule a call