LIVING ON LAKE WITHOUT THE LAKEFRONT PRICE TAG! Here is your opportunity to own a 4 season home/cottage and lease of South East facing Upper Chemong Lake for under $400k. Travel Trent Severn waterway with lock free access to a chain of five lakes, you can boat, swim and fish to your heart's desire. This 3 bedroom - 1 bathroom home has been upgraded extensively over the past 10-15 years - roof, siding, furnace and AC, deck, Septic tank, just to name a few things. There is really nothing to be done here! Relax and enjoy lazy sunny afternoons with your friends and family on the large deck and take in the beautiful views of the beach and lake. The property comes with a large double garage. The land is leased through a standard 20 year Indigenous Services Canada (ISC) lease for $3500/year with increases every 5 year period, plus $2,130/year for emergency services, road maintenance and waste management. There are no property taxes. Consent and a one-time fee of $500 is required to for the transfer of the lease into the name of the new buyer. Only 30 minutes to Peterborough and 2 hours to the GTA. Here is your chance to enjoy everything that waterfront living has to offer at an affordable price! Don't miss out on this opportunity!
About this home
Photos of 20 Southgate Circle
Facts and features of 20 Southgate Circle
| Type | Detached |
|---|---|
| Style | Bungalow |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Size | 700-1100 sq ft |
| Lot | 63.9 x 126.8 Feet |
| Parking | 8 |
| Garage | Detached |
| Heating | Forced Air |
| Cooling | Central Air |
| Basement | Separate Entrance, Crawl Space, Unfinished |
| Exterior | Vinyl Siding |
| Days on market | 37 |
| Listing brokerage | MinCom Kawartha Lakes Realty Inc. |
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20 Southgate Circle
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20 Southgate Circle
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MLS® X13825432 Data source: PropTx Listed September 24, 2026
